As it pertains to mining payouts like this:

Simplest - custodial options like Wallet of Satoshi or CoinOS (email logins)

Easy self custody - Phoenix (12 word seed, requires lightning channels), Wallet of Satoshi self custody mode (12 word seed, no channels needed, some trust tradeoffs on the backend)

Extra steps but badass/self sovereign - Alby Hub on your own node, create family sub-wallets and use Alby Go on mobile to connect them