I’m in my mid 20’s and I’ve gotten nowhere. I have the ability to live where I want and even to build my own place, what I don’t have is the money.

If I had more incentive, if I had a family, I’d bite the bullet on a loan (I tend to avoid debt altogether) but I just don’t have the motivation to carve out some niche life without anyone to share it with. I don’t even know what the ideal house to build would be, that’s something I’d need to plan out with a woman, all I care about is building a cave somewhere cops can’t find me if they ever come for me again.