1. Banks want to keep you using banks

2. Keeping Bitcoin blocks small, makes Layer 1 unusable as real world cash

3. Non-Custodial Layer 2 is complex, the average person won't do it or pay for it

4. Custodial Layer 2 is the new Banking

5. Fiat Banks and insurance companies funded Blockstream.

6. Bitcoin Core devs also worked for Blockstream, which sells layer 2 solutions. That's a conflict of interest, they are solving the problem they create with the "small block" routine.

7. By having Maxis do the shitcoin routine on good alternatives, it forces the unrealistic solution of self-host Layer-2 hot wallets with a 1k minimum to play... or use bank custodial accounts.

8. Keeping the blocks small does NOT decentralize it, as lightning routes only work with large players acting as facilitators. And you can't even receive lightning unless you've already got funded channels. This is literally inequality: You need money to get money.

Therefore,

Nobody uses Bitcoin in the Real World. And Banks win.

What part of this are you disputing?