Without a doubt the past two years has been a uphill battle for most assets with lil to no return and a possible loss on assets unlike Bitcoin you lose only if you sell

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Slight adjustment, most assets you only lose if you sell. Any choice is risk.

You never know which choice (asset) will go to zero but all can.

We just live in a world now full of infinite credit lending facilities keeping zombie companies, banks, individuals, etc from going to zero.

Debt begets debt Bitcoin fixes this simply by holding IMO