Ive never used bitfinix, am I KYC'd at the beginning purchase of btc in your example ?

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You can buy L-BTC without KYC at bisq or hodlhodl and I think also at robosats.

You can even create L-BTC from BTC if you set up an Elements node.

FYI - I couldn't figure out how to do it via Bisq.

It might be because there are no sellers. 🤷