Self-custody where you don't control the on-chain UTXO should be called something else.
It's a net positive that more Lightning options are emerging, but let's be honest about what the product is, for everyone's benefit.
Discussion
Every time that comes up people just say "don't keep much money in these wallets" and my question is where do you keep your funds for lightning then?
I love having a lightning that I just connect to everything instead have 1000 sats all over the place.
As a wallet crash tester, I tend to have balances on a bunch of them, but for your average user, generally 1-2 wallets should be enough. I usually recommend Phoenix for people just getting started, with the caveat that they don’t get a Lightning address, so they’ll need a different wallet for receiving Nostr zaps, and also a reminder to check their wallet balance often in case they end up with a closed channel.