How hard should we push people towards proper security measures? Do nothing? Keep it subtle and rely on them to "get it"? Or be super intense and in their faces about it and induce anxiety?

And of course it's difficult because value is relative to one's personal financial situation, etc. Just feels like we're a bit too tame about this right now and could get just a tad more bold.

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I would include a regular warning but not make it too in the face. It's user's responsibility to take care of themselves. Perhaps just include a learn more link and use that area to explain.

If they screw up, thanks for their donation to the network.