oh, I see, so save the xpub part in room-temp storage encrypted online while saving the seeds in cold storage on stainless steel. Good solution, I hadn’t really thought of it that way. Still complex, but less risky. Thanks!

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You can just save it online encrypted with a few locations, or you can print copies out on paper and keep one with each backup of your keys.

There’s also other solutions where you pay someone to hold that info and give them 1 of the keys, like Casa.

If you treat a trusted family member or wife or something, give them 1 part and the public key backup. Or maybe a lawyer who’s handling your inheritance?