there is a good reason to believe bitcoin cannot "peg" the economy into reality if it isn't accessible enough, like gold couldn't. unfortunately the same drawbacks of gold's difficult portability are translated in a way to the limit on bitcoin's bandwidth - it's trade-offs all the way down
but - LN is adding a few orders of magnitude of extra bandwidth in a way that isn't changing base layer dynamics, and - covenants based ideas such as coin pools can expand bandwidth with additional orders of magnitude, again, without changing the game-theoretic dynamics of the base layer - and without changing the original nature of holding bitcoin through control of UTXOs, on-chain or off-chain
not all BIPs are the same, it's a subject that's worth digging, now probably more than ever