Lightning: 0% fee
Base chain Bitcoin: 🤷
Fiat cash: 5% fee to pay for fees and time to convert to Bitcoin
Fiat credit: 10% to cover Fiat conversion and credit card fees
Discussion
Yeah, ideally this! Realistically the 3 percent credit upcharge removed, plus a small amount back for greed (I guess), so somewhere above 2%. No stupid rewards needed tyvm