I assume the JavaCard has to be initialized with bitcoin-specific software (for signing). I wonder which step does that? Or is that not covered by this guide?

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Loading the Satochip java applet to the javacard is what I refer to as the DIY version of Satochip. It takes seconds to prepare them. Here are my notes, follow the links and readmes in the linked repos for more details: https://gist.github.com/openoms/510b2876cab19e15c4190456ea8aad82#file-satochip-javacard-applet-install

OK, got it, thx for the clarification! Cool stuff!