I bought a second phone and tried to take a fairly strict approach to privacy and am very picky about what apps I install. And, no GSF. So, not sure about banking apps and such.

I love it but I also am a hobbiest. Not saying this is you, but for example, I suspect someone looking for an iOS drop-in with equivalent UX would be disappointed.

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Should be fine. I'm a low-level-shell-linux guy