The amount of training this fiat mines are using to educate people on IRA’s is insane. #Bitcoin doesn’t care how much I contribute, nor am I penalized for a withdrawal.

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Well there are essentially tax penalties for "withdrawal", not sure if this is what you meant

Yes if you hold kyc and file them as taxes to your gov but the protocol itself doesn’t care and if your stash is nonkyc it’s even better 😄