I thought I made it pretty clear that I was talking about my own individual perspective and concerns about average people doing this today.
It turns out that not every human on the planet values the same things. Some of us are and will be willing to make certain tradeoffs. Hardware also gets cheaper over time, so what is too expensive today won't be in the future. What is technically hard today won't necessarily be in the future (which is why I commented on this becoming easier for average people in the future).