I don’t know how actually ā€œescape the systemā€. I don’t mess with tax evasion in America, I’ve seen people go down for it. I max out my Roth and take advantage of all the tax benefits I can.

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by escape I just meant self-custody

Don’t worry, I’m not a fed I swear šŸ˜‰šŸ¤£

In that case a Roth isn’t liquid at 30 years old nor do you want it to be. In your example I would keep the money in your ROTH and continue to contribute the minimum each year.