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Going rate on most BTC only lending services.

Sovyrn has a 0% APR, though I've never used them.

Morpho has a 4-5% APR... but you gotta swap to cbBTC...

CoinRabbit has been a go too, though I'd only use it for short term loans (3 to 6 months)

I know Strike, Ledn, Unchained, River and others are at 12%+. Not great.
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Ben Justman🍷 8mo ago

Wouldn't wanna trust anyone that touches crypto or rehypothicates or has that crazy interest rate so options are zero rn

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rare 8mo ago

That's the main issue with loans. No matter who it is— rehypothicates or crypto touching or not—the main issue is always going to be trust.

The other side of it all, even if its 0% APR, you're giving up custody of your bitcoin. Even with multi-sig keys.

Loans should be used like spare tires on a car.

Good for a little while. Just don't go long distance with them.