Well, we will definitely agree to disagree.
Remember: #Bitcoin really can't be horded once you are on a Bitcoin standard. The reason it's being horded now is because FIAT exists. People can print FIAT and buy Bitcoin.
Once the fiat system purchasing power disintegrates to nothing, people will have to spend their Bitcoin to buy things. Meaning we have a REAL money system that can't be cheated (Government can't print what you have to work for).
This is a hard concept to understand because we were all brainwashed into this fiat system of slavery. It's so engrained, we don't even see what real money is anymore unless you READ a ton of books on history of civilization, history of money, the Fed, and Bitcoin.
Money is an exchange of human energy. The US$ is not money - it's a currency created out of thin air that has no value OTHER than someone else will accept it for their work/energy. FIAT has 100% always crashed at some point - it's never worked. BUT we keep trying due to lack of other options and control by those that have the ability to benefit from the free printing press.
It's coming. We will definitely have money outside of Government. But I will admit they will not give up that power/control of people easily.