Yep is a scam and poor value proposition at this point. Better to never ask price with insurance and just go cash price. I think, and I could be wrong, that they are legally obligated to take the insured price. NEVER VOLUNTEER THAT YOU HAVE INSURANCE. Unless you call without giving personal information to try and compare. It's safe to assume a 3X price difference with insurance in order to maximize reimbursement to stay profitable. That's why cash prices are lower because the market actually dictates that price and they get all the money

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