You are right in the end but In his video, Jack talked about getting paid on Bitcoin and being bitcoin only and paying your bills with it.

If you do the math, its a terrible idea and only really works like you said. Jacks way would make your bills even more costly if you dont get lucky on a bull run

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Short term yes it’s a terrible idea.

I hope people will realize that lol

I was all excited and submitted the direct deposit form to my employer

Then i did the math just now

In theory, you may get lucky putting a months expenses on a low_interest credit card and paying only one months interest or so if a bullrun happens a month or two later but the gains will still probably be minimal

But if you’ve been doing direct deposit with strike since they announced it back in 2021. Living with bitcoin bill pay is pretty dope.

Just gotta stack

Yeah. Dont have it auto-invest either lol

River's interest on cash coupled with scheduled buys at certain prices is the better product imo

100%

This is an exchange?