So many are looking for that big payoff. I've been a saver my whole life, but didn't get serious with it until about 1998 when I went into a books a million in Oxford Alabama and found the personal finance, investing and business section. Paid off a bunch of debt and got into investing... Then lost money in the dot Com and then the 08. Took another 5 years and in 2013 found The Infinite Banking Concept. Which helped me make saving a priority over investing, helped me create the habit of saving however painful it is some times and a true understanding of how money works. That's when I met Bob Murphy and also Ron Paul that year. As they say the rest is history.

My simple way is taken from the book The richest man in babylon. 10/20/70

1. Protect you most important asset (that's you)

2. Save (in vehicles that earn uninterrupted compound interest)

3. Payoff debt (using the Cashflow index method and the roll over roll down strategy)

4. Invest (in things you know about and are interested in)

Another acronym I use is SAAW

Secure Accumulate Accelerate Wealth!