At this point in time, if you want to take out a Bitcoin-backed loan, you can expect to pay ~15% per year.

That requires you to trust the lender with 2x the amount you're looking to borrow.

I don't know about you, but I'd rather use the £3,000 tax-free allowance for capital gains and pay 18% in capital gains tax above that than take out a loan.

Not that I'm planning to sell any, but in case I had no other choice.

How are you planning for a scenario where you might need to tap into your stack’s purchasing power?