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Have you seen YNAB?

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I have not. What should I be looking for with it?

Just seems like a consumer facing example of what zaprite is doing (from me listening to one podcast about it. šŸ˜†) consolidated view of finances but adding a budgeting category aspect to things. Creating ā€œearmarksā€ for sats to be spent in the future.

I use it extensively for fiat and think it’s methodologies fit well with bitcoin.

One day I might write some code to emulate it for bitcoin.