but how is anyone without a phd supposed to understand all this? you don't want to be giving just two options: (1) accept the centralising defaults or (2) make a random choice as a result of being forced to make a choice but having no idea what that choice is about.
You need a third option, which is forced but very easy to understand choices (so informed choices), or a fourth option, which is non-centralising defaults.
Right now everything seems like (1) or (2).