Nostr Web Client

As a taker I receive a notification almost instantly, when the order is created. From the moment I take the order, I have 45 s to provide the code. This is just enough time to get the code from the bank app and paste it to the offer, while switching between the apps. The maker receives the code and provides it to the merchant – verbally or by entering it to the POS device. This works basically everywhere now, also online, also in ATMs. Many brick and mortar shops have self-service checkouts.

At what point could it be improved, in your opinion?

Descubre Bitcoin 2w ago

I am realizing that a taker/scammer could take an order and use the code to withdraw the money from an ATM right before providing the code to the maker. It would be difficult to prove the scam because the taker could show proof from his bank that the money was withdrawn.

It seems especially risky with orders of round figures in PLN that can be withdrawn at the ATM. nostr:nprofile1qqstg58j4pl3xflf543ge9ujsmrdg3ql86fmlr3ateqed62yey0p4vqpzpmhxue69uhkummnw3ezumt0d5hszrnhwden5te0dehhxtnvdakz7qgawaehxw309ahx7um5wghxy6t5vdhkjmn9wgh8xmmrd9skctcs5gnkt Is there any way to prevent this kind of scam?

Reply to this note

Please Login to reply.

Discussion

Descubre Bitcoin 2w ago

This could be discouraged with reputation mechanism but it seems that the app encourages creating a new identity for every order, which impedes establishing reputation.

BitBlik 2w ago

We will have reputation mode also in the future, when we fully implement nostr:nprofile1qqsdhc93hklp988r3km4844fjln298nf8t7s92sar7dsqha88ph9cfspz4mhxue69uhhyetvv9ujuerpd46hxtnfduhsz8thwden5te0dehhxarj9e3xjarrda5kuetj9eek7cmfv9kz7qg4waehxw309aex2mrp0yhxummnw3ezucn89uv7r8lk protocol, so user will be able to choose. Also planned is choice of offer type: physical store/ ATM / ecommerce good / online bill payments.

BitBlik 2w ago

Yes. The maker will receive a receipt from the ATM showing that the BLIK code is invalid (if the taker/scammer did use it already).