I think measuring IQ by solving artificial riddles is not the right way of doing it. Whoever lives the happiest life is the winner, and therefore has the highest IQ.

Bitcoin is not so much a matter of solving riddles, but primarily about making the right moral choices, and only secondly math, economics, etc.. And making correct moral choices is one of the first prerequisites before anything else in achieving happiness. Solving riddles and everything else won't matter if moral choices are incorrect.

Those who abandon morality to any degree, fail to notice the important detail, fail to decide the right priorities in their lifes. Where is Intelligence Quotient in that? What is now called IQ should be renamed to RSS (riddle solving skill).

Those who have already understood bitcoin but don't have any savings yet, may have not earned them yet (young) or may have been robbed by the fiat system. Either way, they will accumulate their savings soon.

Those who have savings but don't understand bitcoin yet, don't deserve them, i.e. they are the ones who robbed the former ones. These two types will have to switch places eventually.

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My theory in full is as follows (partially borrowed from some very well known people, but partially my own, at least I have not seen it anywhere else):

1. Firstly you have to live by the correct moral principles. This makes you vulnerable to abuse by others

2. Second, you need to have excellent attention to detail. This mostly closes your vulnerability to abuse

3. Third, you need to be wise , smart and well informed. This enables you to fight back and win over your potential abusers.

The sequence is critical. If you jump to the next quality without perfecting all the anterior, you will likely harm yourself and others. Basically you become an idiot with a gun.

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