What causes the zigzag pattern here? There seems to be consistency for when the percentage declines each year. Maybe use of tax refund checks to get current or some other consistent windfall.
What causes the zigzag pattern here? There seems to be consistency for when the percentage declines each year. Maybe use of tax refund checks to get current or some other consistent windfall.
Yeah, I don’t know, perhaps seasonal nature of car purchases, then falling into delinquency?