Doesn't this happen with pretty much every custodial wallet? WoS needs about 10, I think. Alby needs 20 or 50 or so, I forget exactly, but I tested this out on a bunch of apps and I don't remember any where I could spend the whole balance.

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I believe that’s right

I wonder if the companies running these wallets have considered a "burn this wallet and take my last sats" option, so that at least they can be recovered by somebody instead of sitting unused.