I have 2 wallets on my phone and one in my browser. Then I have offline keys that I send sats to when the balance in the one wallet on my phone gets too big.
Discussion
I got nervous when the balance starts getting too big. I moved to onchain somehow
Yeah I only keep about as much money as I'd spend at a restaurant in lightning wallets. I have another wallet on my phone that has a better security model, so I'll keep a few hundred worth in it. All my buys go to that wallet and I distribute them to lightning wallets or cold storage from there.