Replying to Avatar Matt

That's fair, cheers for sharing - the only thing I can say is that the companies probably need an income stream so centralised services are more likely to charge, but if you're using your own node to someone else's own node then the fees shouldn't be anywhere near that - unless you're lumbered with a really expensive route as your only option.
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Chuck Langstrumpf 1y ago

it is like telling me that if i want to avoid the bank transfer fees, i can put the money into an envelope and send it by snail mail or bring it myself to the receiver.

How much effort am i willing to put into small payments? Not a lot. And i have a good technical education. How does one sell the advantages of using lightning to a normie when there are none?

I just use a card or a paper bill. Having to run your own node to spend small amounts is just the future of retardation, not the future of finance. IMO.

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