Be insecure, thatโs your choice.
You can own your other factors, youโre just wrong and embracing it.
MFA you can own:
- An email domain and server
- A certificate
- open source Fido2 Security key
- Geolocation via IP address or GPS or network node
- Time-Based OTP
The only one of those that technically relies on someone else is your DNS provider for your mail domain or ISP for geolocation.