Right there with you. Seems like every time I feel like I'm getting around the corner, I have to cash out some sats for a necessary expense. Sucks.

My takeaway is that I'm not operating with sufficient margin.

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Yeah I need more disposable income

A couple months ago a hit a stacking goal that I had been working hard to get at…. Then bam my car broke down. Still trying to get back

I find that tuition bills and a desire to change careers after 20+ years are impediments to stacking enough.