+1 for Samourai Android for onchain, but most individual nocoiners in the world nowadays can’t afford onchain holdings or txs , and giving them small amounts onchain is wasteful and pointless.
A lot of sats have been lost that way over the years, from personal experience. :(
So, i guess Phoenix is a good compromise, and also works on iOS.
The negative is it would take 10k sats just to open the first LN channel, which could force close for unknown reason at any time to onchain, as happened to me recently on iOS, after just a couple days use. :(
With current noncustodial wallets, trying to onboard nocoiners is wasteful and seems to do more harm thangood, because the UX is still so bad. :(
That’s why bigbrother custodial, like Wallet of Satoshi, is so popular, unfortunately.