In theory though if I don't move I could effectively be priced out of sending it in the future. Or am I not understanding?

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Well the fees could cost more than what you have that is possible yes.

In my opinion fees will always be something that fluctuates so unless you have very little sata it's not something to worry about. And if you do worry then it's time to stay humble and stack more sats ;)

Okay. So right now I'm just getting swept up in the hubbub. Fees are just high relative to recent history. Not unaffordable. There is still time to get setup and move up to an L2 (lightning). But with a sense of urgency.