I am collecting payments via lightning, and I have accumulated a substantial amount. I haven’t found myself needing to swap bitcoin into lightning, just the other way around. I’m just looking for a way out of lightning and back to on-chain to bank my earnings…

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And Muun can achieve what you want - simply.

Appreciate the input 🤙

It's a reasonable choice for that if the Lightning wallet you're using doesn't support sending to an on-chain address.