Their website says I need a microSD to receive bitcoin at the address I generated. Is that not true? I’m so confused.

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you can connect it via USB and use it without a microSD if you don't want to

Ah, yeah I’m trying to do it all without connecting it to a laptop or anything

#[4]​ considered shipping simpler new product

You would want the micro USB at least for importing the cold card “wallet” into your software wallet (such as Sparrow if in a desktop) Receiving bitcoin would be 100% managed by the software wallet and would not require the cold card (it would only need the micro SD and CC for sending the bitcoin)