Oef! Who is going to tell her? The math and the reality of year 19 is going to be max pain!
You avoid the issue of people in your life asking for money and being jealous or resentful
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Yes, but in 10 years time, she’ll be the one asking for money (of course she can still work etc)
People are always going to be jealous or resentful no reason to let that dictate your life