Sounds like Poor Man’s Sayloring
Discussion
It's not as simple or clean as staying humble and stacking sats, but it can be a good strategy if implemented responsibly.
But definitely not a strategy I'd advise for most, or necessarily advise at this point in the cycle.
Today, I could pay the debt down with roughly 30% of the sats stacked by implementing this strategy. In other terms, the value of the debt from my expenses in the past 2 years has dropped by 70% in Bitcoin terms.
I genuinely wish you luck. May the Margin Call Gods look favorably upon you :)