Sounds like you want a lightning address. Nip05 is different and used to verify your nostr username, not for lightning payments.
Discussion
Nope I want to be able to receive monero directly from cakewallet by nip-05 but it gives me this error of this json file not being able to find the relays.
do you have relays defined like this?
{
"names": {
"bob": "b0635d6a9851d3aed0cd6c495b282167acf761729078d975fc341b22650b07b9"
},
"relays": {
"b0635d6a9851d3aed0cd6c495b282167acf761729078d975fc341b22650b07b9": [ "wss://relay.example.com", "wss://relay2.example.com" ]
}
}