I just use it to buy gift cards with Lightning or debit every now & then.
I found the mortgage payments through PayPal the most intriguing use of the card.
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I’m intrigued. I’m not sure how to pull that off with my mortgage.
But I’d like to try.
Set your mortgage lender up as a payee on PayPal. Should be a search option under bills. Make sure the fold card is your default payment method and you should be set.