Bitcoin has two killer features:
One is the hard cap
The other is that nobody can stop you from sending a transaction to anyone.
We need to preserve BOTH of these to have financial liberty.
If you think only the first feature matters, you need to look into the pre-history of Bitcoin and why all previous attempts failed.
Anything that is not sufficiently decentralized will fall victim to regulatory capture.
If we accept custodial solutions, we are admitting defeat. Every custodial solution will fall victim to regulatory capture and you will see surveillance and capital controls, only these tools of oppression will be even more effective with custodial Bitcoin.
We're trying to fight financial tyranny, not support it!