The Lightning Network Rate, LINER, just closed for the month of March, showing the annual cost of a monthly liquidity allotment to be 5.44% APR.

Liquidity Providers using Magma Marketplace were able to turn that demand into BTC yield at 3.86% APY.

https://amboss.tech/products/liner

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Example calc:

If your business receives $100k per month, you'll need $100k in liquidity each month, costing $5,440 for the year.

That's $5,440 per year for $1.2M in revenue annually or 0.45% of all transactions.

That's 1/6th the cost of VISA!