Indeed, I had a similar tought.

Probably the intent is that one, completely destroy the regional bank, so that will stand still only the Big Banks that are part of the FED and the other Central Banks. At same time rolling out and testing #CBDCs with their already existing clients.

In case of dramatic situation and rapid cranch in the Banking system, they could just directly inject liquidity in all the user accounts without relying on regional banks, and now since it's CBDC it's programmable so they have direct control on the expenses and who will get what.

George Orwell 2023/20xx