If the employer doesn’t have lightning sats and outbound liquidity, pheonix will always need to loop in or swap in as they call it, and because they use their own UTXO set to do so, you will always be at the mercy of their fee rate decisions. It would be better to receive on chain sats in an onchain wallet, and spend from a single UTXO.

Even better, would be to get a percentage of payment in fiat that covers weekly or monthly expenses in full. If all expenses are paid in sats, then investing in a proper lightning node will allow greater flexibility and control for congested high fee times.

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Cointelegraph pay me from a Nexo wallet 😂

I have been trying to live off bitcoin for almost 2 years and I don’t want to stop this experiment just yet.

Okay - looks like I’ll have to get a proper LN node set up.

Yah, if you had a proper LN node, you could direct the funds to its on chain wallet, and you’d have immediate access right now. You’d then be in control of your own UTXOs and could still send them from there to phoenix or use them there to open a new channel and spend over lightning. During congested times you’d still incur a txn fee when doing so, but if you set up channels during low fee times, you’d be able to use previously created liquidity to bridge yourself through the high fee environment to try and avoid those txn fees when you’d want.

This is a better part of the experiment tbh, dealing with high fee environment is critical learning opportunity for getting paid in btc directly. Could also ask coin telegraph to set up a LN node and open a channel with them to you and have them

see if they could manage a node themselves.

Really good advice, thank you! Yeah cointelegraph does not run a node. I know of 2 other guys who run nodes at CT 😬