I stole this story but it's super impactful:

"My mom was thinking about going back to school to get her bachelor's at 55. My entire family was trying to tell her that'll take 4 years! It's not worth it! You'll be almost 60 by the time you're done!

And her response was: 'I'm going to be 60 in five years anyway. So I can either be 60 with a degree or 60 without a degree.'"

-Oliver Velez