THIS! Read the note by Satoshi!

We @growr believe that for full financial services mix, identity has to be presented.

But… we are building the self sovereign credit record to be owned by the people and give them the power to present only what they want to who ever they decide.

https://damus.io/note1s2a68xsepek0ajny6mg5753pdpc3w36rhwk83hs3flkgvj32d3gqlyuvhp