Most people want someone they can trust to hold their money for them. They don't trust themselves and for the most part they are correct. Self custody is a bad choice for the majority of folks.

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But doesn't holding equal owning? 🤔

Yep

So "owning one's own money" is a bad choice for most folks? :(

That's what I said

I see.. So the fact is that most people unfortunately do not have what it takes to be free.

The cost is constant vigilance. Most of us don't want to pay the cost. This is my most unpopular belief...at least on nostr.