they do not control their own custody or their own liquidity provider and the buying of btc is a downward fee pressure business trending toward zero (strike already there)
they have zero competitive moat and we have seen one example of them pulling out of a state due to their "partner" prime trust losing a license
their motives seem pure but their business is very shakey
all this being said if you use them please keep using them but be prepared with a backup btc acquisition plan
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