12.1k sats a month is way too much. A year? Maybe.
I only care about lightning for zapping. I'm never going to be paid in sats (probably), and if I was, 12k sats a month would kill. My stack. That's an insanely high ratio. IMO
Discussion
it's literally only 2x the cost of a typical bank account
this whole bullshit with wallet of satoshi really has made a mess for US based nostriches... here in europe you can just use WoS and attach it to your nostr and basta
my worst lightning experience has been with mobile wallets like breez and phoenix, this experience with NWC and alby is fantastic
hell, i could just run these things as a full time job if i could find 1000 US based nostriches to host their LN wallets for lol, charge like $2/month each
Only?
My bank costs me 0 fiat.
I'd trust you to host a small wallet more than most. I'd rather pay you the equivalent of $5/ month for that.
well, the bank is charging you nothing probably because they get paid to KYC you
Sure.
I'm so tired of everything ruined by Fiat.
Fiat banks charge nothing because they take the "money" out of the account and invest it, elsewhere.
You pay Alby to hold the money and not gamble with it. It's more like the fees for a safe deposit box or gold vault, than a checking account.
yeah, not even so much as storing it exactly but i have it open in public routing channels now... i figured that there was a good chance it could do like 200 routed payments a day at 2 sats one in one out so at least i may even not be paying anything for it, possibly.
the security is all in my hands as well, more or less, i have the seed and i can pull the plug on it if something is amiss but the cryptography is pretty solid and my systems are secure against most possible breaches
so it's almost better because i'm actually getting "yieldz" on my sats now by charging a small fee to adjust my channel states
not sure what fees to be putting on them tho, maybe i should set them to liek 3 sats