I always thought this would be a great selling point as well. Restaurant gets instant settlement and they don’t have to wait days to hit their account.

Eliminate the risk of charge backs for the business.

I do think their needs to be a little more incentive for the customer because credit cards are just too convenient. If we just give the same benefit (-3% discount) it’s not enough to incentivize a switch since it’s not 10x better. Maybe something like a high tier rewards program from the business.

Thinking out loud here.