Risk is inevitable, but it's better to face risk with something you have control over than with something you're completely powerless against.
Specifically:
Fiat money is a system you don't control: it can be printed endlessly, devalued, your accounts can be frozen, capital can be restricted. You have almost no say in how that system operates.
Bitcoin and certain types of crypto (when self-custodied, not held on exchanges) are systems where you have significant control: you hold your private keys, you decide when to transact, you choose your level of security, and you're responsible for it. There are still risks (losing your seed, wallet malfunctions, hacking…), but those risks are within a realm you can learn about and mitigate.
The core message is:
> “It's better to take risks with something you control than enjoy a false sense of safety under someone else’s control.”
This is a very “cypherpunk” mindset and reflects the core philosophy of Bitcoin: sovereignty – individual self-ownership.